Uninsured driver hit my vehicle!?

Uninsured driver hit my vehicle!?

An uninsured driver came right out into rush hour traffic and hit my vehicle. The police were called and the cop acted as if he didn't want to be bothered with the accident. The driver a 19 yr old girl said her mom let her hold the car. The cop ran her info and said she had insurance. After calling my insurance, I was told that the driver in fact never had insurance. The vehicle involved hasn't been insured for over 2 years. Obviously the cop just told me anything to get out of writing a police report. My insurance which covers Uninsured collision said that the actual owner hangs up the phone every time they call. I'm now stuck with a 500$ deductible and rental car fees, with my insurance rate possibly going up. I'm trying my hardest not to just drive to the owners house and just slaughter the vehicle. How can I possibly be repaid for all the trouble that some bad uninsured driver caused.

 

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